Good Money Blog

"Spend $40 or more two times at Walmart Stores or walmart.com and get a $20 statement credit on your card account."
Just as my wife was hoping to get an extra portable heater for the basement so that she could comfortably play the piano there, I came across this great American Express/Wal-Mart promotion.
Since I’ve been a [...]

With the latest credit crunch, it now takes a higher credit score to be considered a good credit risk. For instance, if you want to go buy a car today, you need at least a credit score of 700 to get a loan. Mortgages are also hard to come by.
I hadn’t checked my FICO score for [...]

By Heshan Demel
CardRatings.com
Foreign exchange fees on credit cards should be of keen interest to those traveling beyond the borders of the United States. Exchange rates offered by credit cards may or may not be the best rates out there. Of equal and perhaps greater importance, however, is the foreign transaction fee that your credit [...]

Credit cards can work or against us. It depends how we use them.
As a consumer who pays off balance every month (except 0% APR deals), I have been taking advantage of cash reward credit cards for years. In the past 12 months alone, I earned 2.68% cash back (equivalent to a pre-tax return of 3.83%) for [...]

Due to the recent subprime mortgage crisis, it becomes harder and harder to apply for credit or borrow money, whether for a car loan, home-equity loan, mortgage, or any other reason. To decide whether or not to grant a loan, lenders base their decisions largely on the borrow’s credit history and one very important number [...]

Saving is about common sense, resistance to temptation, and personal priorities. Have you done the right things?

Consumer Debt: It’s hard to find a good reason to support that it’s brilliant idea to carry any kinds of consumer debt with an APR of 10% or more. If you have one, you should ask yourself why there [...]