Archive for 'Goals' Category

My Financial Report - April 2009

Apr 1st, 2009

 

Net Worth The stock market rally of March and the tax refund pushed our net worth up by 7.23% (+$12,383).
Bank and Cash Accounts The majority of my cash is sitting in high-yield online savings accounts such as DollarSavingsDirect (2.05%-2.65% APY), HSBC [...]

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My Financial Report - March 2009

Mar 1st, 2009

Net Worth Our net worth was artificially inflated by 2.18% (+$3,648), thanks to my annual bonus.
Bank and Cash Accounts The majority of my cash is sitting in high-yield online savings accounts such as DollarSavingsDirect (2.65%-3.50% APY), E*Trade Bank (1.95%-3.01% APY), [...]

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My Financial Report - February 2009

Feb 1st, 2009

Net Worth Our net worth dipped by 0.50% (-$837).
Bank and Cash Accounts The majority of my cash is sitting in high-yield savings accounts such as DollarSavingsDirect [new] (3.50%-4.00% APY), E*Trade Bank (3.01% APY), and HSBC Direct (2.60%-3.00% APY).
Other Assets [...]

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My Financial Report - January 2009

Jan 1st, 2009

Net Worth
Our net worth finally rebounded by 2.85% (+$4,669) in the end of 2008.
Bank and Cash Accounts
The majority of my cash is sitting in high-yield savings accounts such as E*Trade Bank (3.01%-3.30% APY) and HSBC Direct (3.00% APY).
Other Assets
That’s not a Zillow estimate but the price we paid ($201K) two years ago. Zestimate for our [...]

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My Financial Report - December 2008

Dec 1st, 2008

Net Worth
Our net worth was down 1.76% (-$2,940) following the market meltdown.
Bank and Cash Accounts
The majority of my cash is sitting in high-yield savings accounts such as E*Trade Bank (3.30% APY) and HSBC Direct (3.00% APY).
Other Assets
That’s not a Zillow estimate but the price we paid ($201K) two years ago. Zestimate for our house is [...]

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My Financial Report - November 2008

Nov 1st, 2008

Net Worth Our net worth dropped a whopping 6.7% (-$12,036) in October!
Bank and Cash Accounts I thought it’s time for bargain hunting, so I moved about $6K cash to my taxable Zecco account for additional stock purchases. The majority of my [...]

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My Financial Report - October 2008

Oct 1st, 2008

Net Worth Our net worth went down slightly by 0.3% (-$599) despite the market meltdown.
Bank and Cash Accounts The majority of our cash is now sitting at high-yield savings accounts such as HSBC Direct (3.25%-3.50% APY) and E*Trade Bank (3.30% APY). [...]

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My Financial Report - September 2008

Sep 5th, 2008

Net Worth Our net worth went up 1.3% (+$2,231).
Bank and Cash Accounts I’m heavily considering paying extra to my mortgage since the return for paying the debt off is as good as the best 5-year CD rate today (~5.00% APY). The [...]

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My Financial Report - August 2008

Aug 5th, 2008

Net Worth Our net worth was up 2.2% (+$3,788) as we spent within our budget and didn’t travel during the Independence Day weekend. We did enjoy the free fireworks display in town.
Bank and Cash Accounts I understand that I should only [...]

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My Financial Report - July 2008

Jul 3rd, 2008

Net Worth Despite the stock market performed poorly in June, thanks to the $1,200 economic stimulus payment, my net worth could still be up by 1.1% (+$1,920). 
Bank and Cash Accounts Admittedly, we have more cash than I’d like ($42K). I’m still [...]

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