Archive for 'Spending' Category

40% eBay Cashback with Live Search

Nov 24th, 2008

Even if you won’t plan to shop much this holiday season, you still can potentially save some money (e.g. gift cards) with this offer:

20-30% cashback ($200 cashback reward per transaction and up to 12 qualifying purchases per account)

Search with Live Search and jump to eBay
Use “Buy It Now” and check out with PayPal
Cashback will [...]

Read full article...

AMEX is Paying $20 for Shopping at Walmart

Nov 15th, 2008

"Spend $40 or more two times at Walmart Stores or walmart.com and get a $20 statement credit on your card account."
Just as my wife was hoping to get an extra portable heater for the basement so that she could comfortably play the piano there, I came across this great American Express/Wal-Mart promotion.
Since I’ve been a [...]

Read full article...

U.S. vs. Asia: Personal Saving Rate

Aug 15th, 2008

As described by the Bureau of Economic Analysis (BEA), "personal saving" is the amount of money out of your income that you don’t spend and don’t pay in taxes. It’s what you can put in the bank or stock market. The personal saving rate is personal saving expressed as a percentage of disposable personal income.
Despite [...]

Read full article...

Get $500 By Maximizing Cash Rebates

Jul 8th, 2008

Credit cards can work or against us. It depends how we use them.
As a consumer who pays off balance every month (except 0% APR deals), I have been taking advantage of cash reward credit cards for years. In the past 12 months alone, I earned 2.68% cash back (equivalent to a pre-tax return of 3.83%) for [...]

Read full article...

How I Spent My Stimulus Check

Jun 25th, 2008

After a long wait, I finally received my $1,200 economic stimulus payment check in the mail last week. Although some retailers offer various tax rebate bonuses, discounts, and special deals, I decided to just spend $200 on special purchases - lawn and garden at Lowe’s.
Combining with the latest special “Life Takes Visa” offer (see below), [...]

Read full article...

Find the Cheapest Gas Near You

May 23rd, 2008

As gas prices keep rising, the following services and tools will help us save a few dollars every trip to the pump (star ratings may vary in quality by local area):
Tracking Sites

GasBuddy.com 
Automotive.com - Gas Prices 
MotorTrend 
MapQuest - Gas Prices 
FuelMeUp.com 
AAA Gas Price Finder 
GasPriceWatch.com 

Mobile Applications

Mobio - Gas Prices1 
WHERE - GasBuddy2  [...]

Read full article...

Got Tax Rebate?

May 21st, 2008

I haven’t. I filed a paper tax return this year, so mine will take a bit longer. Last week, IRS had admitted that some tax rebates have been sent to the wrong persons, and as many as 350,000 families have been affected. The following is the Stimulus Payment Schedule (according to the last two [...]

Read full article...

Calculate CPI-You

May 15th, 2008

The Consumer Price Index (CPI) published by the Bureau of Labor Statistics (BLS) is a reflection of the average change in prices paid by “average” urban consumers. It does not necessarily match specific households like mine or yours.
“Expenditure weights” produced from the Consumer Expenditure Survey are used to give each good or service in the [...]

Read full article...

Saving 101

May 11th, 2008

Saving is about common sense, resistance to temptation, and personal priorities. Have you done the right things?

Consumer Debt: It’s hard to find a good reason to support that it’s brilliant idea to carry any kinds of consumer debt with an APR of 10% or more. If you have one, you should ask yourself why there [...]

Read full article...

Yard Waste

May 9th, 2008

There’s no centralized trash collection program in our city, so when we first moved in,  our subdivision referred us to two waste management companies that we could choose from. The basic trash service didn’t include yard waste collection though it could be added with an extra $10/month or $120/year (a minimum one year commitment).
As first-time [...]

Read full article...